Planning your honeymoon should be a joyful experience, not a financial worry. These days, many couples prefer flexible payment options — like Easy Monthly Installments (EMIs) — to manage their honeymoon expenses more comfortably.
However, there are still some myths and misunderstandings about booking honeymoon packages on EMI. So, let’s clear the confusion with facts, transparency and a little travel wisdom from Plan My Honeymoon — a company that believes every couple deserves their dream honeymoon without stress.
Myth 1: EMI Means Paying High Interest
Truth: Not necessarily.
Depending on your bank, card provider or payment partner, you may be eligible for low-interest or even zero-cost EMI options.
At Plan My Honeymoon, we simply help you connect with available EMI facilities provided by trusted banking or payment partners — we do not charge or collect interest ourselves.
💡 Always check with your bank or payment provider for applicable EMI terms before booking.
Myth 2: EMI is Only for Expensive Packages
Truth: EMIs are designed for flexibility — not luxury only.
Whether your honeymoon package is ₹50,000 or ₹2,00,000, you can explore easy payment options as per the provider’s eligibility.
Plan My Honeymoon offers multiple package types — from budget-friendly to premium — and helps you choose a payment plan that fits your comfort.
Myth 3: EMI Process is Complicated
Truth: It’s actually quite simple.
Most banks and payment platforms today offer instant EMI conversions through their secure systems.
Once you select your honeymoon package, our team can guide you on how to choose an EMI plan via our finance partner — securely and transparently.
🕒 No long paperwork. No waiting. Just simple guidance.
Also Read: Why Plan My Honeymoon is the best choice for your honeymoon
Myth 4: EMI Means No Customization
Truth: Absolutely not.
Whether you pay in full or in installments, your honeymoon package remains fully customisable.
You can select your destinations, hotels and romantic inclusions — and then choose an EMI option through eligible payment partners if you wish.
💞 At PMH, flexibility extends to both your itinerary and payment method.
Myth 5: EMI is Only for Credit Cards
Truth: Not always.
While credit card EMIs are common, some banks and platforms also offer debit card EMIs or third-party travel finance options.
Our role is simply to help you understand your available options — the final approval and terms are decided by your financial provider.
💰 It’s all about what’s best and most comfortable for you.
Why EMI Is a Smart Option for Honeymoon Planning
- Helps manage expenses more easily
- Lets you plan your dream trip without delay
- Offers financial flexibility and convenience
- Keeps transactions safe and transparent through secure payment gateways
Final Thoughts
Your honeymoon marks the beginning of a lifetime together — it deserves to be special and stress-free.
With today’s flexible payment systems, you can plan your perfect getaway confidently and responsibly.
At Plan My Honeymoon, we don’t provide financial products — we simply help couples access available EMI facilities through verified payment partners for a smoother booking experience.
✨ Plan now, pay smartly and create memories that last forever.
Disclaimer:
EMI options are subject to approval and terms set by respective banks, card providers, or finance partners. Plan My Honeymoon does not provide loans or credit facilities. All EMI-related queries, including interest rates or eligibility, are managed directly by the financial institution.
FAQs
Can I really book my honeymoon package on EMI?
Yes! Many banks, credit card companies and payment partners allow EMI options for travel bookings. At Plan My Honeymoon, we help you choose packages that are eligible for EMI payment through these authorized channels — making your honeymoon planning smoother and more flexible.
Does Plan My Honeymoon offer EMI directly?
No, Plan My Honeymoon does not provide EMI or loan facilities directly.
We only help you access EMI options offered by our financial partners. The final approval and EMI terms are determined by those financial partners.
Are EMI plans interest-free?
That depends on your bank or payment provider. Some offer zero-cost EMI, while others may charge a nominal interest rate. We always recommend checking the final details with your card provider before confirming your booking.
Who is eligible for booking a honeymoon package on EMI?
EMI eligibility varies depending on your bank, credit/debit card type, or finance partner. Generally, anyone with a valid credit card from a participating bank is eligible. Some debit cards and UPI-linked accounts may also offer EMI options through certain platforms.
Can I customise my honeymoon package if I’m paying via EMI?
Absolutely! EMI doesn’t restrict customisation. You can still choose your preferred hotels, sightseeing activities, honeymoon inclusions and duration — and then select an EMI payment option during checkout or booking confirmation.
How long does the EMI approval process take?
In most cases, it’s instant.
Once you choose the EMI option while making payment, your bank or payment provider processes the request automatically. There’s no lengthy paperwork or manual verification needed in most situations.
What happens if I cancel my honeymoon after booking on EMI?
In case of cancellation, the refund and EMI adjustments depend on both Plan My Honeymoon’s cancellation policy and Financial Partner’s EMI terms.
Can I prepay or close my EMI early?
Yes, most banks and payment partners allow pre-closure of EMIs, though some may charge a small fee. You’ll need to contact your bank or payment provider directly for early closure or repayment options.
Is booking a honeymoon on EMI safe?
Yes — as long as you use trusted payment gateways and verified partners. At Plan My Honeymoon, all transactions are processed securely through authorized platforms to ensure your data and payments remain safe.
Why should I consider EMI for my honeymoon?
Because it allows you to plan your dream honeymoon without financial pressure. Instead of delaying your trip, you can enjoy it now and pay over a few months — smartly and comfortably.
